How to Prequalify For Capital One Credit Cards – 2022

Prequalify For Capital One Credit Cards

Capital One Prequalify: Everyone wants to know if they have a good chance of getting a credit card. A blind application for a card out of your league can leave you with poor credit, especially when it is denied. Prequalifying is necessary to determine if a Capital One card is right for you.

There are two possible ways to prequalify Capital One customers for credit cards. The banks will first go to credit reference bureaus to find out about potential customers. Capital One will ask you to apply for credit cards if you are one of the potential customers.

You, the potential customer, initiate the second method to prequalify. Fill in your details on the designated webpage, and then submit.

Capital One can access your information regardless of how you access it. Capital One will assess your credit history, income, age, and employment status.

How to Prequalify For a Capital One Credit Card?

Step 1. To prequalify for a Capital One Credit Card, you only need to go to the Capital One Pre-Qualified Credit Card Offers page. This process takes just 60 seconds.

Step 2. Enter your name, address, date of birth, social insurance number, and residential address.

Step 3. You will be asked to choose between cash back, travel rewards, or a low-interest credit card.

Step 4. Your credit rating will be based on how good, average, or rebuilding it.

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Step 5. After checking the box to confirm you understand that you aren’t making an application, click ” View You Card Offers”.

Prequalify For a Capital One Credit Card

Does Pre-Approval Affect Your Credit Score?

This is the best way to start. Your credit score won’t be affected by your Capital One credit card prequalification. This is not a credit application, but rather a “Soft” inquiry to determine if you are eligible for a specific credit card.

Although the inquiry by the lender to obtain information will be included in your credit report, it does not affect your credit rating.

Capital One will conduct a “hard inquiry” on your credit history once you have submitted the credit card application. Capital One will make a hard inquiry on your credit history and it will affect your credit rating for 6-12 months.

When Should You Apply For A Capital One Credit Card?

After you have received a notification by mail that you are pre-qualified for Capital One credit, it is time to fill out the application form. You won’t need to guess as you will be given suggestions about the cards that you are eligible for.

What are you waiting to do? Fill out the Capital One pre-approval form. You can then relax and wait for your pre-approval notification by mail to arrive after the 60-second process.